Testimonial

Thank you Mr. Morris Newman for the second time around you have accomplished what many mortgage individual can't and that's making a hard deal go through. You sir are a making it happen type of man. Your knowledge in getting deals done and approved are amazing. My wife and I thank you from the bottom of our hearts. See you on the next one

Mr. & Mrs. E / Y. Ocasio

Posted by Morris Newman on April 23rd, 2018 8:02 AM



Many veterans are unaware of the advantages a VA loan program provides them. As a result, they often end up paying more than they should for a home loan. Here's what one of our happy clients had to say about the education we gave him on the VA Loan:

I joined the military in 1989 to serve my country. In 1991 I was activated for war in Desert Storm. When I got home from the war I wanted to buy a house but did not know anything about the VA loan. I told the Realtor that I was a combat veteran and I want to use my VA loan. I heard that I could buy a house using my VA. I was in the military for 5 years and no one ever gave me a class on my VA benefits. My realtor did not know anything about the VA loan either so she got me an FHA loan. Not knowing the benefits or getting a class on it I just went with the FHA loan. That was in 1994 when I bought my 1st home with an FHA loan. With the FHA loan, I was required to put money down on the house. I was not able to put 20% down so I was also required to pay private mortgage insurance (PMI). PMI raised my monthly mortgage by several hundred dollars for the next 5 years. I got a 30-year fixed loan with a high-interest rate.

Because I was not aware of my VA benefits I ended paying more for my house then I should of.

I have been in the Military for over 28 years and till this day I have never gotten a class on my VA loan benefits. Through a mutual friend, I met Morry Newman from America Hero Mortgage. Morry is a certified VA loan specialist. Morry took the time to give me a class on the benefits of using a VA loan vs an FHA loan.

Knowing what I know now I wish somebody would have educated me on this prior to buying my 1st house in 1994. I have decided I would not let this information not be shared with other military members. Today as I travel for the military all over the United States I share the knowledge that I got from American Hero Mortgage.

Last year I moved from that house I bought in 1994 and bought my dream house that my family and I are living in today. By using my VA loan I did not have to come up with a down payment. If I would of went FHA and put 10% down I would need a $40,000 down payment. With my new VA loan, I did not have to pay for PMI. That’s a saving of $200.00 or more every month that will not help to pay down my mortgage. I was also able to get a really low-interest rate with the VA loan that is way better then other types of loans banks will give you. By having a lower interest rate this will also help me have a lower monthly mortgage.

They say, "Knowledge is Power." Now that I know about the VA loan, thanks to American Hero Mortgage, I am sharing and educating with all military members the 3 key benefits of the VA loan which are: no down payment, low-interest rates & no PMI. Knowledge is not only power but knowledge about the VA loan will also save you a lot of money.

Abiud (Abi) Montes

Posted in:General
Posted by Morris Newman on April 19th, 2018 12:57 PM

I am writing to let you know of my wonderful experience with American Hero Mortgage and Morris Newman. Prior to contacting Morris, I was getting the run around by another Lender and felt that I was being lied to.  I chose to look for a new lender and found American Hero Mortgage.  I called and spoke to Morris Newman.  He gave me his full attention and I was immediately qualified for a loan.  He gave me an estimated house payment and closing costs up front.  The estimate ended up being very accurate.  Morris kept in contact with me and answered any/every question I had.  He went above and beyond and there were never any surprises.  I even had the option of closing ahead of time if I wanted to.  The entire loan process with American Hero Mortgage went very well.  Morris is highly motivated and informative about everything within the loan process.  Morris not only was my lender but he has also become a friend. He is very trustworthy and knows his job.  I have and will recommend him to any of my friends, family or colleagues. Thank You Morris Newman and American Hero Mortgage for making my home buying experience as easy as possible! You are the best!

Christy Zugelter, Deputy Sheriff with the Broward County Sheriff’s Office

Posted by Morris Newman on March 12th, 2018 9:00 AM
I have been trying to use my VA loan for a couple years. The VA provided 2 realtors during the duration that would send me random locations and put forth minimal effort to help me. They would always advise that the VA loan is hard to use and that no one accepts them. I had given up all hope in finding a home. My coworkers referred me to Morry Newman who worked with them in purchasing a home. I contacted Morry and he instantly asked me the type and style I was looking for. I sent him a property as an example; an open modern style with an open floor layout. He brought me to that exact house the very same day and gave my girlfriend and I a tour; we instantly fell in love with it. We observed some things around the residence that needed to be addressed. For example, the stovetop was missing and the seller advised he would put a stove hood above it. Morry made contact with the seller and told him I was interested in using my VA loan. The seller agreed to fix the issues prior to closing. An offer was placed on the house and we began the waiting game. The seller had some trouble with the city and old liens, which delayed the closing for about 8 months, but Morry was awesome at keeping us up-to-date with the situation and how we would move forward. After the seller took care of the liens we closed on the house. To our surprise the cooktop and the stove hood were not installed. Morry repeatedly contacted the seller and pressed him to get them installed. The cooktop was installed a week later. The seller was playing phone tag when it came to the stove hood. After a couple months of back and forth, the seller agreed to write a check for the stove hood. Overall, Morry made purchasing my first home painless and update me every step of the way. I would refer Morry to any veteran that is interested in using their VA benefits. Michael Baranet  - Police Officer - US Marine Veteran
Posted by Morris Newman on March 8th, 2018 9:22 AM

Morry of American Hero Mortgage worked wonders and made what I thought impossible a reality. I couldn't have asked for a better experience. Communication was always great and we had everything in order in a short amount of time. The buying of my home was done very quickly...faster than any other home I've purchased.

Thanks again Morry.

Alan Scagliarini - Firefighter

Posted by Morris Newman on March 2nd, 2018 9:27 AM

 I was sending over 3k a month to credit cards and had 35k in credit card debt.  I was able to refinance my VA loan with Morry Newman at American Hero Mortgage. We paid off all my credit card debt and my new monthly mortgage only raised by $47.00 a month. Our family is very happy with the savings and we owe it all to Morry. We are a customer for life. Thank you.

Abi Montes - Marine - Firefighter

Posted by Morris Newman on February 27th, 2018 11:21 AM

Two years ago my family and I returned to our hometown Miami as a recruiter of the United States Marines Corp. My wife and I decided to buy a house instead of renting.  Buying a home can be  tedious process, but we were so lucky to find Morris Newman of American Hero Mortgage. A friend recommended him, and we started the process. It was easy and fast as he explained the process step by step. Finally, we found a house that was a short sale, but with Morris, everything was on time, and he knows his job very well. He promised us that we would close on time and we did it. He knows every single detail about the process and was able to answer all of our questions along the way. Now we are living in a beautiful and spacious house. I will be recommending American Hero Mortgage and Morris Newman to all our friends that need to buy a house.

Mabelin & Sgt Ibrahim Bosch - US Marine

Posted by Morris Newman on February 14th, 2018 9:21 AM

I have known Morris J Newman for over twenty years and contacted him to help me with a refinance. It was a very simple process as he sent me a list of all the items I needed. He explained each step as we went along. I converted a 30 year loan to a 15 year and my payments are not too far off. We ordered a wind mitigation for my house and realized I was paying way too much for my insurance policy (Double). The new payment was almost the same and I’m paying off my house in less than half the time. I have recommended American Hero Mortgage to several co-workers.

 

Thank you,

 

Jason Gifford – Investigator with the US Department of justice

Posted by Morris Newman on January 31st, 2018 9:28 AM

I would like to share my experience with Morris Newman of American Hero Mortgage. As a Marine we have been brought up to fight for right and freedom and to believe In everything we set our mind to. American Hero Mortgage has that same mentality. I have to say the level of determination and looking out for my best interest was great . At all times I felt they were on my team with great communication, with easy ways of signing paperwork but most importantly a step by step explanation of the whole process. We shared the same mission in what we set our minds to. I would recommend anybody to work with American Hero Mortgage if they are looking to purchase a HOME.

Sgt David Vargas -  Marine

Posted by Morris Newman on August 18th, 2017 12:19 PM

Mr. Morris J. Newman of American Hero Mortgage is the most dedicated and honest mortgage broker you will ever come across. There are a lot of players in the game that make mortgage deals work, and if these players don’t work together your deal may not close when intended. I would consider Morris as the General Manager of all deals. He works diligently to ensure all players are on the same page in order to carry out these deals efficiently. My deal was unique to the fact that I had to switch my FHA loan to a Conventional loan. Morris executed my closing in timely manner due to his persistence and drive. Morris stays with you throughout the entire process, beginning to end, and even after it ends he still offers his time for advice. My family now has a beautiful home to live and grow in, and it couldn’t have been done without Mr. Morris J. Newman. Not only did I gain a wealth of knowledge by going with Morris but I also gained a friend in the end. I am forever thankful for what Morris helped my family and I accomplish and would recommend him to any and everybody looking to buy, sell, re-finance, or just look for a home.

 

Adrian Gaitan – Deputy Sheriff

Posted by Morris Newman on August 7th, 2017 8:50 AM

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