Thank you Mr. Morris Newman for the second time around you have
accomplished what many mortgage individual can't and that's making a
hard deal go through. You sir are a making it happen type of man. Your
knowledge in getting deals done and approved are amazing.
My wife and I thank you from the bottom of our hearts. See you on the
Mr. & Mrs. E / Y. Ocasio
Many veterans are unaware of the advantages a VA loan program provides them. As a result, they often end up paying more than they should for a home loan. Here's what one of our happy clients had to say about the education we gave him on the VA Loan:
I joined the military in 1989 to serve my country. In 1991 I was activated for war in Desert Storm. When I got home from the war I wanted to buy a house but did not know anything about the VA loan. I told the Realtor that I was a combat veteran and I want to use my VA loan. I heard that I could buy a house using my VA. I was in the military for 5 years and no one ever gave me a class on my VA benefits. My realtor did not know anything about the VA loan either so she got me an FHA loan. Not knowing the benefits or getting a class on it I just went with the FHA loan. That was in 1994 when I bought my 1st home with an FHA loan. With the FHA loan, I was required to put money down on the house. I was not able to put 20% down so I was also required to pay private mortgage insurance (PMI). PMI raised my monthly mortgage by several hundred dollars for the next 5 years. I got a 30-year fixed loan with a high-interest rate.
Because I was not aware of my VA benefits I ended paying more for my house then I should of.
I have been in the Military for over 28 years and till this day I have never gotten a class on my VA loan benefits. Through a mutual friend, I met Morry Newman from America Hero Mortgage. Morry is a certified VA loan specialist. Morry took the time to give me a class on the benefits of using a VA loan vs an FHA loan.
Knowing what I know now I wish somebody would have educated me on this prior to buying my 1st house in 1994. I have decided I would not let this information not be shared with other military members. Today as I travel for the military all over the United States I share the knowledge that I got from American Hero Mortgage.
Last year I moved from that house I bought in 1994 and bought my dream house that my family and I are living in today. By using my VA loan I did not have to come up with a down payment. If I would of went FHA and put 10% down I would need a $40,000 down payment. With my new VA loan, I did not have to pay for PMI. That’s a saving of $200.00 or more every month that will not help to pay down my mortgage. I was also able to get a really low-interest rate with the VA loan that is way better then other types of loans banks will give you. By having a lower interest rate this will also help me have a lower monthly mortgage.
They say, "Knowledge is Power." Now that I know about the VA loan, thanks to American Hero Mortgage, I am sharing and educating with all military members the 3 key benefits of the VA loan which are: no down payment, low-interest rates & no PMI. Knowledge is not only power but knowledge about the VA loan will also save you a lot of money.
Abiud (Abi) Montes
I am writing to let you know of my wonderful experience
with American Hero Mortgage and Morris Newman. Prior to contacting Morris, I
was getting the run around by another Lender and felt that I was being lied
to. I chose to look for a new lender and
found American Hero Mortgage. I called
and spoke to Morris Newman. He gave me
his full attention and I was immediately qualified for a loan. He gave me an estimated house payment and
closing costs up front. The estimate
ended up being very accurate. Morris
kept in contact with me and answered any/every question I had. He went above and beyond and there were never
any surprises. I even had the option of
closing ahead of time if I wanted to.
The entire loan process with American Hero Mortgage went very well. Morris is highly motivated and informative
about everything within the loan process.
Morris not only was my lender but he has also become a friend. He is
very trustworthy and knows his job. I
have and will recommend him to any of my friends, family or colleagues.
Thank You Morris Newman and American Hero Mortgage for
making my home buying experience as easy as possible! You are the best!
Christy Zugelter, Deputy Sheriff with the Broward County Sheriff’s Office
Morry of American Hero Mortgage worked wonders and made what I thought impossible a
reality. I couldn't have asked for a better experience. Communication was
always great and we had everything in order in a short amount of time. The
buying of my home was done very quickly...faster than any other home I've
Thanks again Morry.
Alan Scagliarini - Firefighter
sending over 3k a month to credit cards and had 35k in credit card debt. I was able to refinance my VA loan with Morry Newman at
American Hero Mortgage. We paid off all my credit card debt and my new monthly mortgage only raised by $47.00 a
month. Our family is very happy with the savings and we owe it all to Morry. We
are a customer for life. Thank you.
Abi Montes - Marine - Firefighter
years ago my family and I returned to our hometown Miami as a recruiter of the United
States Marines Corp. My wife and I decided to buy a house instead of renting.
Buying a home can be tedious process,
but we were so lucky to find Morris Newman of American Hero Mortgage. A friend
recommended him, and we started the process. It was easy and fast as he
explained the process step by step. Finally, we found a house that was a short
sale, but with Morris, everything was on time, and he knows his job very well.
He promised us that we would close on time and we did it. He knows every single
detail about the process and was able to answer all of our questions along the
way. Now we are living in a beautiful and spacious house. I will be
recommending American Hero Mortgage and Morris Newman to all our friends that
need to buy a house.
Mabelin & Sgt Ibrahim Bosch - US Marine
I have known Morris J
Newman for over twenty years and contacted him to help me with a refinance. It
was a very simple process as he sent me a list of all the items I needed. He explained
each step as we went along. I converted a 30 year loan to a 15 year and my
payments are not too far off. We ordered a wind mitigation for my house and
realized I was paying way too much for my insurance policy (Double). The new
payment was almost the same and I’m paying off my house in less than half the
time. I have recommended American Hero Mortgage to several co-workers.
Jason Gifford –
Investigator with the US Department of justice
I would like to share my experience with Morris Newman of American Hero Mortgage. As a
Marine we have been brought up to fight for right and freedom and to believe In
everything we set our mind to. American Hero Mortgage has that same mentality. I have
to say the level of determination and looking out for my best interest was
great . At all times I felt they were on my team with great communication, with
easy ways of signing paperwork but most importantly a step by step explanation
of the whole process. We shared the same mission in what we set our minds
to. I would recommend anybody to work with American Hero Mortgage if they are looking
to purchase a HOME.
Sgt David Vargas - Marine
Morris J. Newman of American Hero Mortgage is the most dedicated and honest mortgage broker you will ever
come across. There are a lot of players in the game that make mortgage deals
work, and if these players don’t work together your deal may not close when
intended. I would consider Morris as the General Manager of all deals. He works
diligently to ensure all players are on the same page in order to carry out
these deals efficiently. My deal was unique to the fact that I had to switch my
FHA loan to a Conventional loan. Morris executed my closing in timely manner
due to his persistence and drive. Morris stays with you throughout the entire
process, beginning to end, and even after it ends he still offers his time for
advice. My family now has a beautiful home to live and grow in, and it couldn’t
have been done without Mr. Morris J. Newman. Not only did I gain a wealth of
knowledge by going with Morris but I also gained a friend in the end. I am
forever thankful for what Morris helped my family and I accomplish and would
recommend him to any and everybody looking to buy, sell, re-finance, or just
look for a home.
Gaitan – Deputy Sheriff