Certain standard costs are associated with closing the sale of a house. Buyers and sellers almost always share these closing costs, as specified in the sales contract.
As indicated below, many of the closing costs result from getting your mortgage. Since Americn Hero Mortgage has extensive experience with mortgages and closings, we are closing cost experts.
Soon after you submit your application, we will provide you with a "Loan Estimate" of your costs. The closing cost estimate comes out of the loan officer's past experience. It's important to note that while our LEs are very precise, we can't always predict costs to the penny. We will be glad to review the "Loan Estimate," answering your questions and pointing out costs that can vary a little bit at closing.
We've provided a general list of these costs below, but we will give you a specific list of closing costs, with amounts, soon after you complete your application. At Americn Hero Mortgage, we don't believe in surprises, so if your costs change, we will be sure to let you know immediately.
Standard Closing Costs
Getting YourCredit Report Up-front Interest Payment Escrow Account Various TaxesLoan-related costs Points — lower your interest rate (optional) Appraisal Fee
Recording Fees & Transfer Taxes Insurance
Title Insurance Flood or Quake Insurance Private Mortgage Insurance (PMI)
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