"Closing Costs" are the fees which cover various services involved in the sale of a home. Sellers & buyers negotiate to determine who will pay different portions of these costs.
As indicated below, many of the buyer's closing costs cover the costs of getting the loan. Since Americn Hero Mortgage has extensive experience with closings & mortgages, we are closing cost experts.
Soon after you apply for a loan, we'll provide you with a "Loan Estimate" of your closing costs. The closing cost estimate is based on the loan officer's past experience. It's important to note that while our LEs are very accurate, we can't always predict closing costs to the penny. We field buyers' questions about these costs every day at Americn Hero Mortgage, so don't hesitate to ask if you have questions.
Below is a fairly general list of closing costs. We will always provide you with a specific list of your closing costs when we give you a Loan Estimate.
Standard Closing Costs
Loan Origination Fee Points — lower your mortgage interest rate (optional) Appraisal Costs Credit Report Interest Payment Escrow Fees Taxes
InsuranceRecording Fees & Transfer Taxes
Title Insurance Flood / Quake Insurance Private Mortgage Insurance (PMI)
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